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Curated news articles on rental markets, affordable housing, policies and technological innovation in housing finance.

Bite-sized news summaries  by our editorial team, sourced from industry-leading newspapers both regional and national.
Fast Company
Sep 19, 2024

How Fed Rate Cuts Impact the Housing Market

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The Federal Reserve’s recent rate cuts will influence the housing market, but the effects won't be immediate. Although lower rates make borrowing more affordable, the ongoing housing shortage and existing conditions in the market remain tough obstacles. Key Takeaways: - Lower Mortgage Rates: Fed rate cuts have already reduced the average 30-year mo...
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NPR
Jul 31, 2024

Do you rent? You may be more vulnerable to climate-driven disasters

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Climate disasters are wreaking havoc across the United States and are disproportionately impacting renters, who often lack the financial resources and insurance protection of homeowners.   Hurricane Ian survivors are facing a financial crisis long after the storm has passed. The once-affordable paradise of Matlacha, Florida, was shattered by the Ca...
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Affordable Housing Finance
Jul 25, 2024

Greystone expands affordable housing initiatives with initial LIHTC fund

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Greystone, a prominent commercial real estate finance firm, is expanding its affordable housing portfolio with the launch of its first national multi-investor Low-Income Housing Tax Credit (LIHTC) fund. Led by industry veterans Greg Voyentzie, Sarah Laubinger, and Todd Jones, the fund aims to raise $100 million and is expected to close by early nex...
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The Washington Post
Jul 15, 2024

Homelessness, already at a record high last year, appears to be worsening among workers

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Homelessness is rising in the US, with a growing number of employed people now unable to afford housing due to high rents. Plumbers, delivery workers, pizzeria employees, casino supervisors and other working class Americans are becoming the new face of homelessness.   Rising costs and a lack of affordable housing options are forcing people to sleep...
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New York Post
Jun 26, 2024

Housing market won’t come ‘unstuck’ until 2026, economists predict — here’s why

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Bank of America economists predict the US housing market won't recover until at least 2026, with home affordability improving only with a recession. They attribute the prolonged downturn to a surge in demand during the pandemic, followed by high inflation and mortgage rates. Home prices are expected to rise by 4.5% in 2024 and 5% in 2025, then stab...
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U.S. Department of Treasury - Press Release
Jun 24, 2024

Treasury Secretary Janet L. Yellen to Announce New Housing Efforts as Part of Biden Administration Push to Lower Housing Costs

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The Treasury Department is allocating $100 million over three years to boost affordable housing development as part of the Biden administration's plan to combat rising living costs. Other efforts, announced this week by Treasury Secretary, Janet Yellen, include offering greater interest rate predictability to housing finance agencies, urging Federa...
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NBC News
Jun 11, 2024

The homebuying affordability gap is widening across the country, creating 'an impossible market'

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The worsening housing affordability crisis in the U.S. has broken several records, the recent being the national affordability gap nearing a 10-year high. Only 63% of counties are now affordable for median-income households, compared to 94% in 2019. The median home price exceeds what the average household can afford by nearly $70,000. The West, esp...
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US News
May 15, 2024

States With the Largest Homeless Populations

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In 2023, the number of homeless individuals in the U.S. reached approximately 653,000, the highest since such records began in 2007. This figure represents a significant 12% increase compared to 2020, as reported by the U.S. Department of Housing and Urban Development in their Annual Homelessness Assessment Report to Congress. Data for this report ...
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The New York Times
May 13, 2024

Priced Out of Housing, Communities Take Development Into Their Own Hands

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In Traverse City, Michigan, businesses were booming but new employees struggled to find housing due to rising costs and gentrification. Addressing this, Chris Treter, alongside a coalition including a local lawyer and entrepreneurs, spearheaded the development of Commongrounds, a mixed-use cooperative designed to offer affordable living and busines...
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AZMirror
May 4, 2023

Facing a housing crisis, Arizona lawmakers propose overriding city control

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Arizona is short more than 200,000 homes to match demand and lawmakers proposed to fix that by changing local zoning regulations to make building easier, a strategy that has drawn heated opposition from cities across the state. Image credits - Unsplash...
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The Real Deal
Apr 3, 2023

Florida’s affordable housing law could “change the look of coastal cities”

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Developers are analyzing how to take advantage of Florida’s new legislation, which will set aside over $700 million in funding, create tax breaks, and provide zoning-related incentives for affordable and workforce housing developments.  The law could contribute to a new boom in housing development, from entirely affordable buildings to mixed-income...
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Spectrum News 1
Mar 25, 2023

Texas tops list of worst states for affordable and available housing

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The National Low Income Housing Coalition report shows Texas only has 29 available and affordable rental homes per 100 extremely low-income renters. The report ranks Houston, Dallas, and Austin in the top ten worst major metro cities for affordable housing. Source - iStockphotos...
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Portland Mercury
Mar 13, 2023

Climate Change and the Housing Crisis are Burdening Portland’s Emergency Shelter System

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
With climate change making severe weather events more common and the area’s housing crisis increasing the number of people who need support, the operation of the shelters is taking an increasing toll on county and city officials and budgets, as well as the community volunteers whose labor the region relies on to run the shelters. Image credits - M...
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Builders Patch
Jan 31, 2023

Governor Hochul’s statewide plan to tackle New York’s housing crisis copy

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
On January 10, 2023, Governor Kathy Hochul announced a statewide strategy to address New York’s housing crisis. This new plan, named The New York Housing Compact, aims to build 800,000 new homes over the next decade to meet the state’s historic housing shortage.‍ Hochul’s Compact would have boosted housing production in New York City’s suburbs, by...
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Florida Policy Institute
Nov 3, 2022

Florida's Affordable Housing Crisis

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In recent years, Florida has become one of the least affordable places to live in the nation, making affordable housing one of the top issues impacting Floridians. While the state’s reputation as a place for leisurely coastal living has made it a popular retirement destination for seniors, Florida has also seen an influx of young, high-earning prof...
Affordable Housing Finance
Jul 25, 2024

Greystone expands affordable housing initiatives with initial LIHTC fund

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Greystone, a prominent commercial real estate finance firm, is expanding its affordable housing portfolio with the launch of its first national multi-investor Low-Income Housing Tax Credit (LIHTC) fund. Led by industry veterans Greg Voyentzie, Sarah Laubinger, and Todd Jones, the fund aims to raise $100 million and is expected to close by early nex...
News Image
The Washington Post
Jul 15, 2024

Homelessness, already at a record high last year, appears to be worsening among workers

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Homelessness is rising in the US, with a growing number of employed people now unable to afford housing due to high rents. Plumbers, delivery workers, pizzeria employees, casino supervisors and other working class Americans are becoming the new face of homelessness.   Rising costs and a lack of affordable housing options are forcing people to sleep...
News Image
The New York Times
May 13, 2024

Priced Out of Housing, Communities Take Development Into Their Own Hands

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In Traverse City, Michigan, businesses were booming but new employees struggled to find housing due to rising costs and gentrification. Addressing this, Chris Treter, alongside a coalition including a local lawyer and entrepreneurs, spearheaded the development of Commongrounds, a mixed-use cooperative designed to offer affordable living and busines...
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The New York Times
Apr 15, 2024

New York Nears a Housing Deal to Confront Affordability Crisis

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
After Kathy Hochul's failed New York Housing Compact plan last year, New York State is trying again to tackle its severe housing crisis. According to anonymous sources close to the deal, New York state leaders have reportedly reached a tentative agreement on a legislative plan to tackle the crisis and will be presented to the full Senate and Assemb...
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The New York Times
Mar 25, 2024

The Mayor of Los Angeles Wants to Prove Homelessness Can Be Solved

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Los Angeles Mayor Karen Bass took office in 2022 and since then, has been making a big push to address homelessness, particularly in Venice Beach. Mayor Bass initiated the Inside Safe program to provide motel rooms for homeless residents, resulting in cleaner sidewalks and parks in Venice Beach. However, challenges persist, including budgetary cons...
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The Wall Street Journal
Mar 16, 2024

Why private developers are rejecting government money for affordable housing

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In California, state and local governments have allocated substantial funds for affordable housing initiatives. Despite widespread acknowledgment of the need for affordable housing, publicly funded initiatives face challenges such as labor agreements and bureaucratic processes, which can inflate costs and slow down construction. Many private firms ...
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The New York Times
Mar 12, 2024

In hospitals, affordable housing gets the long-term investor it needs

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
There has been an emergence in partnerships between healthcare systems and affordable housing developers, such as the H3C project in New Orleans, aiming to integrate stable housing with better health outcomes. Supported by investments from entities like Aetna and Kaiser Permanente, these initiatives reflect a growing recognition among health organi...
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The New York Times
Mar 11, 2024

To Fix a Housing Crisis, New York Leaders Seek to Revive a 1950s Idea

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Leaders in New York’s State Senate are set to propose sweeping legislation to counter the growing housing crisis in the state of New York. The proposed legislation by leaders in New York’s State Senate aims to address the housing crisis through several key points: - Creation of a new public benefit corporation to finance housing construction on st...
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NPR
Jan 25, 2024

Housing is now unaffordable for a record half of all U.S. renters, study finds

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Rising rents and reduced working hours during the COVID-19 pandemic have left many U.S. renters struggling to make ends meet, with a record 50% paying over 30% of their income on rent and utilities, per Harvard University's report. The unaffordability trend saw the most significant jump among households earning $30,000 to $74,999 annually, with a t...
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Gothamist
Jan 13, 2024

NYC housing costs grew 68% in last decade, highest jump in U.S., report says

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
According to a new report by State Comptroller Tom DiNapoli, housing costs in and around New York City have surged by 68% between 2012 and 2022, outpacing other major U.S. metropolitan areas, The average household's housing expenses in New York City and Nassau, Suffolk, Rockland and Westchester counties rose from $18,000 to $30,300 during this peri...
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National Mortgage News
Mar 20, 2024

What makes mortgage professionals embrace, or balk at, AI use

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
According to a recent market study report by Arizent, where the company surveyed professionals across different financial segments such as banking, insurance, mortgage, technology etc, there is a range of different opinions about AI. Most respondents have concerns over job displacement and ethical considerations persist, especially regarding genera...
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Housing Wire
Jan 30, 2024

How AI and a changing rental market will shape property management in 2024

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In 2024, the rental market is poised for transformation with two key factors: the growing impact of artificial intelligence (AI) tools and heightened competition among the multifamily rental market. A survey by AppFolio indicates that nearly half of property management professionals either use AI or plan to adopt it. Property managers face the chal...
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Multifamily Dive
Jan 29, 2024

Funding for proptech plummets 42%

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In 2021 and 2022, the commercial real estate sector experienced a surge in proptech adoption, leading to increased investment. However, a recent report from the Center for Real Estate Technology and Innovation highlights a slowdown in momentum during 2023, attributed to factors such as inflation and geopolitical uncertainty. Venture capital investm...
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Housing Wire
Sep 13, 2023

Amazon Housing Equity Fund partners with National Housing Trust for affordability pilot program

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Retail giant Amazon announced on Wednesday the launch of a new pilot program designed to assist moderate-income families in three different U.S. communities with the purchase of up to 800 homes, in partnership with the National Housing Trust (NHT). The initiative will include $40 million to assist residents in the Puget Sound, Washington, Arlingto...
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The Real Deal
Apr 3, 2023

Florida’s affordable housing law could “change the look of coastal cities”

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Developers are analyzing how to take advantage of Florida’s new legislation, which will set aside over $700 million in funding, create tax breaks, and provide zoning-related incentives for affordable and workforce housing developments.  The law could contribute to a new boom in housing development, from entirely affordable buildings to mixed-income...
News Image
Portland Mercury
Mar 13, 2023

Climate Change and the Housing Crisis are Burdening Portland’s Emergency Shelter System

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
With climate change making severe weather events more common and the area’s housing crisis increasing the number of people who need support, the operation of the shelters is taking an increasing toll on county and city officials and budgets, as well as the community volunteers whose labor the region relies on to run the shelters. Image credits - M...
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Forbes
Nov 3, 2023

Housing Market Predictions For 2023: When Will Home Prices Be Affordable Again?

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The housing market in November 2023 is characterized by surging mortgage rates, high home prices, and limited inventory. Mortgage rates have reached a 23-year high of 7.79%, causing a decline in existing-home sales for the fourth consecutive month. The Federal Reserve has paused its rate hikes, but experts are more concerned about the Fed's future ...
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CNBC
Nov 2, 2023

National Association of Realtors CEO quits earlier than expected after federal lawsuit loss

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The National Association of Realtors is facing significant changes as CEO Bob Goldberg resigns earlier than expected, amid ongoing challenges. The association recently lost a federal lawsuit, being held liable for conspiring to artificially inflate commissions in the real estate market, resulting in a $1.78 billion damages award. This verdict may i...
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Reuters
Sep 14, 2023

A third of would-be buyers cannot find affordable US homes, industry surveys show

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In a recent survey conducted by the National Association of Realtors, 34% of real estate agents' clients who were yet to secure a home, reported that scarcity of affordable properties in the market was their primary obstacle to homeownership. An additional 18% stated that their customers were biding their time for a decrease in interest rates. Ins...
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Housing Wire
Sep 13, 2023

Amazon Housing Equity Fund partners with National Housing Trust for affordability pilot program

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Retail giant Amazon announced on Wednesday the launch of a new pilot program designed to assist moderate-income families in three different U.S. communities with the purchase of up to 800 homes, in partnership with the National Housing Trust (NHT). The initiative will include $40 million to assist residents in the Puget Sound, Washington, Arlingto...
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Propmodo
Sep 7, 2023

The Impact of Rising Multifamily Insurance Rates on Rent

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Property insurance rates continue to soar as insurers aim to mitigate massive losses amid the increasing number of devastating climate change-related disasters. Coastal states like Florida and California are bearing the brunt of the rising insurance costs as wildfires, hurricanes, and storms go on the rise, and fears of earthquake damage remain eve...
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Housing Wire
Aug 28, 2023

Single-family rent increases 3.3% year over year in June: CoreLogic

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In a recent update from property data provider CoreLogic, it's revealed that U.S. single-family rents recorded a 3.3% year-over-year increase in June, marking the smallest rise since autumn 2020.    The CoreLogic Single-Family Rent Index (SFRI), which tracks rent changes nationally and in major metro areas, reported a shift in June. Rent growth for...
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The Texas Tribune
May 24, 2023

Bills to build more homes — and lower housing costs — fail quietly in final days of the Texas Legislature

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Although Texas builds more homes than any other state, it’s not building enough to keep up with its massive population and economic growth, leading to historically high housing costs, according to housing advocates, builders and real estate experts. By some estimates, the state is short hundreds of thousands of homes.A sweeping agenda to slow Texas...
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The New York Times
May 12, 2023

Build in the suburbs, solve the housing crisis

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Many in New York hoped that the final version of the state’s $229 billion budget would include provisions to prevent cities and towns from limiting themselves exclusively to the construction of single-family homes. However, the Governor's Housing Compact plan was abandoned when it proved too controversial to keep budget negotiations with the Legisl...
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AZMirror
May 4, 2023

Facing a housing crisis, Arizona lawmakers propose overriding city control

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Arizona is short more than 200,000 homes to match demand and lawmakers proposed to fix that by changing local zoning regulations to make building easier, a strategy that has drawn heated opposition from cities across the state. Image credits - Unsplash...
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Spectrum News 1
Mar 25, 2023

Texas tops list of worst states for affordable and available housing

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The National Low Income Housing Coalition report shows Texas only has 29 available and affordable rental homes per 100 extremely low-income renters. The report ranks Houston, Dallas, and Austin in the top ten worst major metro cities for affordable housing. Source - iStockphotos...
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Business Insider
Jan 14, 2024

Why the solution for cheap manufactured starter homes is failing

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Modular housing is seen as a solution to housing shortages, offering efficiency, and cost reduction, but many companies like Katerra and Veev have failed to achieve financial viability. What is ailing the manufactured homes market? Experts believe over-regulation by the Government in the form of restrictive zoning laws, hinders industry growth for ...
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The New York Times
Nov 21, 2023

New York City May Pay You to Build a ‘Granny Flat’ in Your Backyard

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
In a bold initiative to tackle New York's housing crisis, the city is adopting a novel approach: incentivizing homeowners to convert their garages and attics into additional living spaces by offering to pay them. NYCHPD Commissioner Adolfo Carrion Jr. announced on Nov 21, the launch of a new pilot program called “Plus One ADU”. The pilot program wi...
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HUD Press Release
Nov 2, 2023

FHA changes appraisal requirements for certain manufactured homes to enhance financing flexibility for borrowers

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
The Federal Housing Administration (FHA) has announced updated appraisal requirements for the valuation of manufactured homes certified under Fannie Mae's MH AdvantageTM and Freddie Mac's CHOICEHome® programs. These updates, unveiled by Federal Housing Commissioner Julia Gordon at a conference in Chicago, align FHA appraisal requirements with indus...
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Associated Press
Oct 12, 2023

Newsom signs laws to fast-track housing on churches’ lands, streamline housing permitting process

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
California Governor Gavin Newsom signed a new law aimed at addressing the state's ongoing homeless crisis. The law allows religious institutions and nonprofit colleges to rezone their properties for low-income housing, bypassing local permitting and environmental review rules. This "YIGBY" (Yes in God's Backyard) initiative seeks to utilize surplus...
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Housing Wire
Oct 12, 2023

Housing industry pleads with Biden administration to narrow the mortgage spread

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
A coalition of trade associations, including CHLA, NAR, and ICBA, has called on the Biden administration to address the historically large spread between 30-year mortgage rates and 10-year Treasuries. The spread, currently over 300 basis points, far surpasses the historic norm of around 150 basis points. The trade groups have urged the Federal Rese...
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The Texas Tribune
May 24, 2023

Bills to build more homes — and lower housing costs — fail quietly in final days of the Texas Legislature

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Although Texas builds more homes than any other state, it’s not building enough to keep up with its massive population and economic growth, leading to historically high housing costs, according to housing advocates, builders and real estate experts. By some estimates, the state is short hundreds of thousands of homes.A sweeping agenda to slow Texas...
News Image
Nevada Current
May 19, 2023

Local officials mostly mum on legislation granting them authority to address housing crisis

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
As rents skyrocketed in the aftermath of the pandemic and have continued squeezing Nevadans in the last year, local officials on numerous occasions stressed state law restricted them from taking action to address the housing crisis. Now given a chance to weigh in on legislation that would clarify their authority, local governments have been mostly ...
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The New York Times
May 12, 2023

Build in the suburbs, solve the housing crisis

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
Many in New York hoped that the final version of the state’s $229 billion budget would include provisions to prevent cities and towns from limiting themselves exclusively to the construction of single-family homes. However, the Governor's Housing Compact plan was abandoned when it proved too controversial to keep budget negotiations with the Legisl...
News Image
Builders Patch
Jan 31, 2023

Governor Hochul’s statewide plan to tackle New York’s housing crisis copy

AFFORDABLE HOUSING
TECHNOLOGY
POLICY
HOUSING MARKET
On January 10, 2023, Governor Kathy Hochul announced a statewide strategy to address New York’s housing crisis. This new plan, named The New York Housing Compact, aims to build 800,000 new homes over the next decade to meet the state’s historic housing shortage.‍ Hochul’s Compact would have boosted housing production in New York City’s suburbs, by...

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HousingCount

Decoding the housing crisis

A public data project to track and analyze the rental housing shortage across the country, highlighting where additional units are needed most.

Shortage statistics for households earning Under 50% AMI
25
states with severe shortage
82%
of households rent-burdened
5.1 M
total shortage of affordable units
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